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The Score on the Job Market: How Latest Graduates Tie the Knot
A new survey of 2,000 recent higher education graduates (both 2024 and 2025) reveals that graduates are more Spending on their Grand journey! 54% report that negotiating salaries with employers is more stressful than breaking up with a partner, down from 58% in 2022. This research, commissioned by Talker Research, highlights the growing concerns over the uncertainty and pressures of post-graduation life, with 42% of respondents feeling "very sure" of their future plans. However, 43% who finished their higher education in four-year colleges or master’s programs feel more prepared to budget and plan their life than those with two-year colleges or trade schools.
Closing the("$ gap": A Post-Graduation Dream Does Bring a Dollar Wall)
Less than half ($46,000) of 2025 graduates prepared to head back to college after graduation to improve their financial situation more than they would be if they had followed a better path, as per the latest analysis. This suggests that financial preparedness is a double-edged sword, with 71% of graduates feeling they have a strong sense of direction, but 29% are uncertain about how to balance their career with their lifestyle.
Setting the groundwork for a Better Tomorrow
Recent graduates who completed their higher education in four-year colleges or master’s programs feel more prepared to budget and plan their life than those with less experience, as Chime asserts. They appreciate the ease of use of tools that support them in navigating life after graduation.
Behavioral science: The Data on Education, Satisfaction, and Efficiency
More than half (71%) of all respondents comfortably starting their college journey by February 2024, but even if they did, 1 WM of them had never written a check or formed a budget. This data indicates that financial readiness, especially the skills of budgeting, are more important than any physical aspect of education.
Measuring the Graduates’ Path
Chime’s rankings highlight that 82% of recent graduates thought that what they were studying in college was clearly defined after graduation, a point that scores likeily correlate with financial preparedness. However, some of those pursuing more expensive institutions had followed more predictable or structured paths, as they can rely on textbooks and online courses.
The Last Year: Top Dark Sillies
Less than half (58%) of male graduates felt that starting with the basics was moreprepare, and so were female graduates, down by 21%. Men were also more likely than women to feel prepared to manage their money or even invest. The research blog post by Vice President of the Chime Scholars Foundation writes that reading about their path and becoming more proactive can reduce shock and anxiety, and help graduates feel more financially confident.
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