To address the growing challenges of climate-related events, Florida’s Florida Division of Emergency Management (FDEM) is opening a new program aimed at resupplying homes, repairing structures, and mitigating risks to Florida’s residents. This initiative, called Elevate Florida, is set to provide a framework for lasting recovery and rebuilding resilient homes in areas affected by the Helene and Milton hurricanes, which destroyed homes and infrastructure in late September and early October.
Why the Program Matters
The Helene hurricane, also known as the Florida unintentional hurricane (F潮), caused record-breaker damage, leaving homes alone and flooding entire streets in the southern part of the state. While house fires were mainly due to storm surge and inland flooding, particularly during the Helene holiday phase, most damage occurred during the hurricane itself.阴极端气候 hazard insurance accounted for a mere 1% of Florida’s coastal communities, as the majority of their damage was caused by this unpredictable force. Flourishing as many as 90 million people in Florida and 39 million in Georgia suffer annually fromchecked insurance but 17 million have no coverage at all.
As the state’s property insurance markets saw a sharp decline, raising home insurance premiums by 50% over the past decade, Farmers Insurance and others had to cut their policies by 7 million to balance the risk. The need for a unified,<<(more>>) rebuilding framework became increasingly urgent, especially with rising flood-related costs and catastrophe exposure. Elevate Florida aims to address this by delivering an effective, cost-efficient refresh to Florida’s most vulnerable communities.
The Program and Its Goals
Developments in the Ftrand of Emergency Management’s Renewable Natural Disasters Initiative, which is a precursor to Elevate Florida, suggest that the state is already on a path toward becoming more resilient to climate-related events. Elevate Florida’s primary goal is to assist Florida’s 513,541 residents and 107,150 businesses whose homes were destroyed or damaged by either the Helene or Milton hurricanes in 2023. The program is funded through".
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